On-time payments reported to Equifax, Experian, and TransUnion. Late payments never reported. No fees, no credit check.
Get startedEnroll in Credit Builder for free. No paperwork, no fees, no credit check required. Available on the Unlimited tier.
Every on-time payment made through Stake gets reported to all three credit bureaus.
Consistent on-time rent payments are one of the strongest signals in your credit profile. They now count.
On average, renters who use Stake improve their credit score by over 58 points.* Real, measurable impact on your credit profile.
Stake only reports on-time payments. A missed month stays between you and your landlord.
Equifax, Experian, and TransUnion. Not one. All three.
On average, renters who use Stake improve their credit score by over 58 points.*
Credit Builder is included in your Stake Account at no cost.
renters earning Cash Back.
Enroll for free in your Stake Account. Once enrolled, every on-time rent payment is reported. Available on the Unlimited tier.
All three. Equifax, Experian, and TransUnion. Most rent reporting services only report to one.
Stake only reports on-time payments. Late payments are never sent to the bureaus. You won’t be penalized for a rough month.
Reporting typically appears in 2 to 8 weeks. Your score may dip early as the new tradeline is established. Most members see improvement within a few months of consistent on-time payments.
No. Credit Builder is included in your Stake Account at no extra cost.
No. There’s no credit check, no application, and no minimum score required.
Yes. Credit Builder and Cash Back on Rent are separate benefits. You earn both at the same time.
Open your Stake Account and start building credit on your next rent payment.
