Free to open. No monthly fees, no minimums. Built for rent payments and everyday spending, with deposits FDIC-insured through Midland States Bank, Member FDIC.§
Get startedThree steps. No minimums, no monthly fees.
Sign up for a free Stake Account. No minimum balance and no monthly fees. One account, one login.
Move money in from a connected bank through Plaid in 1 to 5 business days. Use Instant Add Cash from a connected debit card and it lands in about 10 minutes. Or set a Recurring Deposit on a weekly, bi-monthly, or monthly schedule.
Use Stake Debit for everyday purchases, and pay rent through your resident portal with your Stake account and routing number. That is what turns rent into Cash Back.
Pay your full rent on time from your Stake Account and claim $10 Cash Back every month. No spend requirement. No deposit requirement. Available on the Unlimited tier.3
Earn 2x Cash Back at brands in the neighborhood network. Groceries, gas, food, the spending that does not change month to month.4
Physical or virtual, contactless, and ready for Apple Pay and Google Pay. Use it in person, online, or at an ATM. No annual fee. Secondary cardholders permitted. Your physical card ships once there is a balance in your account.5
Enroll and your on-time rent payments get reported to all three major credit bureaus. Stake never reports a late payment. Your rent can only work in your favor. Available on the Unlimited tier.2
Connect your payroll and get paid up to 2 days early. Send all of your paycheck or just part of it. Available through supported employers and payroll providers.1
Request a call and a moving concierge reaches out with deals on Wifi, TV, security, and utilities. Useful in the week you have the least time.
Purchase coverage directly in your Stake Account on the web.
Withdraw to a connected bank, or cash out to Venmo. Your money is yours.
Renting is better when your neighbors are earning too.
Deposits are FDIC-insured through Midland States Bank, Member FDIC.§
Designed for electronic rent payments and the way renters actually spend.
SOC2-compliant safeguards protect your money and your data.
No. Stake is a financial technology company. Banking services are provided by Midland States Bank, Member FDIC.
Yes. Deposits are FDIC-insured through Midland States Bank, Member FDIC.§
Nothing to open. No monthly fee, no minimum balance, no annual fee on Stake Debit.
Pay your full rent on time from your Stake Account by ACH. Your $10 Cash Back is ready to claim in Stake. No spend requirement.
Yes. Add your Stake account and routing number to your resident portal as your payment method.
After there is a balance in your account. Activate it before your first purchase.
Never. Stake reports on-time rent payments only. Enroll for free in Stake.
If your employer or payroll provider is supported, connect your payroll and receive your pay up to 2 days early. Send all or part of it to your Stake Account.
Three ways. Connect a bank through Plaid and add cash in 1 to 5 business days. Use Instant Add Cash from a debit card, usually under 10 minutes. Or schedule a Recurring Deposit.
Withdraw to a connected bank, cash out to Venmo, or spend directly with Stake Debit at any Mastercard merchant or ATM.
Cash Back from your first lease to your last rent payment. No credit card required.
